Though old, this one from a recent issue of Money Today website is indeed enlightening ... ... ... ...
In our 20s
· I have just started working.
· There is nothing left after the monthly expenses.
· I have to save for a house.
In our 30s
· There is no spare cash after I pay the kids' school fees.
· I have to plan for my child's higher education.
· I am still repaying my home loan.
In our 40s
· More money needed for child's higher education.
· Expenses are going up.
In our 50s
· It's too late to start now.
· I'm close to retiring; my pension will suffice.
· My children will take care of me.
What's your excuse, my dear????
Regards,
N
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